What They Do

The client is a fintech and investment technology provider focused on simplifying personal finance and mutual fund investment decisions. Their platform helps users make informed choices by turning complex financial data into clear, actionable insights, without requiring deep financial expertise.

Services Delivered

End-to-End AI Product Development

Product Strategy · Data Modeling · Backend Engineering · AI Integration · Secure Data Architecture · Cloud Deployment · Testing & Optimization

Technology Stack

• Backend: Django
• AI & NLP: OpenAI (ChatGPT), spaCy
• Database: PostgreSQL
• Cloud Infrastructure: AWS (EC2, S3)

The Challenge

Making Mutual Fund Decisions Simpler, Faster, and More Reliable

Mutual fund investing presents a familiar challenge for most individuals:

• Fund disclosures are lengthy, complex, and difficult to interpret
• Key insights are buried inside quarterly reports and regulatory filings
• Comparing funds across categories requires manual effort and expertise
• Decision-making becomes slow, overwhelming, and often biased by incomplete information

The client wanted a decision-support engine that helps users choose suitable mutual funds by simplifying analysis and improving clarity, without replacing human judgment.

The solution needed to:

• Extract meaningful insights from large volumes of unstructured financial disclosures
• Summarize complex information into actionable, user-friendly reports
• Apply consistent scoring logic across fund categories
• Scale securely while maintaining data integrity and explainability

The NonStop Solution

An AI-Driven Mutual Fund Analysis & Decision Engine

NonStop delivered an AI-assisted investment summarization platform that converts raw mutual fund disclosures into structured, comparable, and actionable insights, prioritizing clarity and decision support over raw data volume.

What the Platform Delivers

·       Automated Mutual Fund Categorization

The system classifies mutual funds into relevant categories based on investment objectives, risk profiles, and disclosed strategies, eliminating manual tagging and inconsistency.

·       Salient Feature Extraction from Fund Disclosures

Using NLP techniques, the platform extracts key signals from quarterly disclosures, including performance indicators, risk factors, allocation strategies, and expense considerations.

·       Dynamic Weighted Scoring of Mutual Funds

Funds are evaluated using a configurable, weighted scoring model that balances multiple parameters. This allows users to compare funds within and across categories using transparent, explainable logic.

·       Actionable Investment Reports

Generative AI converts structured insights into concise, easy-to-understand summaries that highlight:

• Why a fund scores well (or poorly)
• How it compares to similar options
• What factors investors should consider before making a decision

The focus is not prediction, but decision clarity.

Technology & Architecture

• NLP & Information Extraction: spaCy for entity recognition and text processing
• Generative AI: OpenAI (ChatGPT) for summarization and report generation
• Backend & APIs: Django-based services for scoring logic and data orchestration
• Data Layer: PostgreSQL for structured financial data
• Cloud Infrastructure: AWS EC2 for compute, S3 for secure document storage

The Impact

Smarter Investment Decisions, Without the Complexity

The solution enabled the client to:

• Reduce the time required to analyze and compare mutual funds
• Provide users with personalized, easy-to-read investment summaries
• Improve confidence in investment decision-making through transparent scoring
• Eliminate manual analysis bottlenecks
• Lay a scalable foundation for AI-driven personal finance tools

Why This Matters for FinTech & Investment Platforms

• Designed for real-world financial decision-making, not theoretical analysis
• Focused on explainability and user trust
• Built to scale across large volumes of unstructured financial data
• Demonstrates how Generative AI can enhance - not replace - human judgment
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Want to Build AI-Driven Financial Decision Platforms?

At NonStop, we design and build AI-powered fintech platforms where Generative AI and decision logic work together to simplify complexity, improve trust, and enable better outcomes. From personal finance tools to enterprise-grade financial analytics, we help teams move from raw data to real decisions.

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